American Express Tokenization Service

A suite of solutions that provide additional security for online, digital and mobile commerce


The American Express Tokenization Service makes it possible to replace the actual card account numbers used at the point of sale and online with token numbers.


Services such as token vault, token issuing and provisioning, and token lifecycle management and risk services work to help prevent fraud.


It is available for card Issuers, Acquirers and Merchants on the American Express Global Network.


American Express Tokenization Service provides added security for your customers to make seamless online and mobile payments, with the following benefits:

Digital growth:

Provide your customers with the confidence to conduct transactions online and on mobile payment channels.

Reduce fraud:

Through American Express Tokenization Service, real card account numbers are replaced with tokens that are more secure and may help lower the risk of fraud.


The American Express Tokenization Service is transparent to your customers. It eliminates the need for merchants to store real card account numbers without interrupting the Card Member experience.

Product Availability

  • This product is available globally.

Next Steps

Get your product or solution AMEX Enabled.

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Learn more about the American Express Tokenization Service.

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American Express announces Tokenization Service.

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