AMEX Enabled Program

Solutions to help with issuing plastic cards

Personalization

Personalization services load Card Member data on to the magnetic stripe and the EMV chip.

Chip Supplier

The microprocessor chips that are produced for embedding into EMV chip cards.

Card Manufacturing

Production of physical card plastic for American Express Cards.

Solutions to help with mobile payments

Mobile Handsets

Mobile phones that are NFC-enabled for use as a payment device.

*** Note To Handset Manufacturers for all Handset and Device Certifications ***

Effective March 14th 2016, EMVCo will launch the initial activation of Mobile Product Level1 Type Approval Phase 2. The second phase expands the scope of level1 testing to include (i) HCE execution environment, (ii) Handset performance (UICC only), (iii) Handset interoperability testing and, (iv) Multiple execution environment testing. Therefore all handset certification requests should be directed to EMVCo from this date by contacting card-approval@emvco.com.

Mobile Secure Elements

Secure, tamper-resistant elements that store Card Member information and payment software, enabling the mobile phone to function as a payment device.

Mobile Trusted Service Managers (TSMs)

TSMs work with issuers to provision Card Member data and the American Express contactless payment applet onto the Secure Element.

Mobile Host Card Emulation (HCE)

Solutions that allow for Card Member information and payment data to be stored outside of a Secure Element by using software to emulate a physical card when making secure NFC payments.

Solutions to help Acquirers or Merchants with Point of Sale terminals

Mobile Point of Sale (mPOS)

mPOS refers to hardware and software solutions that enable smart phones and tablets to function as a point of sale (POS) terminal.

Contactless Terminals (Level 2 Expresspay)

Point of Sale (POS) terminals that are developed to support American Express’s contactless solution, Expresspay.

Payment Vendor Solutions

These vendors provide Point of Sale (POS) software, products and services to American Express Merchants. Types of vendor include: Merchant Servicers (MS), Independent Software Vendors (ISV), Integrated Point of Sale Vendors (iPOS), Value Added Resellers (VAR), Independent Sales Organizations (ISO) and Encryption Support Organizations (ESO).

3D Secure (SafeKey)

American Express SafeKey® leverages the industry standard technology making it fast and easy to implement by enrolling through a Merchant Plug-In (MPI). A seamless interaction between the MPI, the Access Control Server (ACS) and the customer prevents unauthorized online use before it happens by confirming the Card Member’s identity through a one-time passcode or other authentication method.

Payment processing platforms used by Issuers or Acquirers

Acquiring Platforms

Payment processing platforms that can be used by acquirers.

Issuing Platforms

Payment processing platforms that can be used by issuers.

Laboratories conducting services for chip card, mobile, HCE and POS products

Labs for Chip Card Products

Laboratories conducting certification services or testing for chip card products (e.g. Level 1 contact / contactless, security, functional or physical

Labs for Mobile Products

Laboratories conducting certification services or testing for mobile products (e.g. functional, security, contactless, HCE Level 1)

Labs for HCE Products

Laboratories conducting functional or security evaluations of HCE products

Labs for Point of Sale Products

Laboratories conducting certification services for Level 2 Contactless approval

Qualified test tools to support issuing or acquiring testing

Issuing Test Tools

Qualified Functional / Personalization Verification (PVT) tools to support testing of American Express card / mobile / HCE products

Acquiring Test Tools

Acquiring test tools to support point of sale testing, including Card Simulators, Host Simulators, Physical Test Cards, Test Plan Evaluation and Transaction Log Capture

Qualified Security Assessors to carry out Physical and Logical PCI Card Production reviews.

Note: No new Qualified Security Assessors are currently being accepted, inclusion in the list is by invitation only.