Enabling secure digital payments.

Digital technology presents an evolution to the ways people make and accept payments. We offer issuers, acquirers and merchants different solutions and capabilities to enable digital and mobile payments to happen securely, virtually anywhere. With our experience as an Issuer, Acquirer and payments network, we have end-to-end knowledge of the payment ecosystem and know how to help our partners capitalize on the right technologies to stay competitive.

Digital Solutions

Apple Pay

Enable American Express Card Members to tap & pay with Apple devices

Google Pay

Enable American Express Card Members to tap & pay with Android devices

Mobile HCE

Deploy Mobile NFC independent of Mobile Network Operator

Mobile NFC

Increase speed of payment with NFC-enabled devices

Samsung Pay

Enable American Express Card Members to tap & pay with Samsung devices


A protected payment network for everyone

Using our unique perspective as a global Issuer, Acquirer and payments network, we work with our partners to combat fraud and ensure the right security solutions are in place for their business and their customers. Our solutions utilize the robust capabilities of industry standards and strong authentication methods so our partners can be confident they have effective security solutions in place to build lasting trust with their customers.

Security Solutions

EMV Chip Card Payments

Increase transaction security and effectively combat point-of-sale fraud

Online PIN

Authenticate the Card Member at the Point-of-Sale, helping to combat fraud

Tokenization Service

Create a secure payment method for online, digital and mobile commerce


Leverage the global industry standard, 3-D Secure®, to reduce online fraud


Verify-It is an easy-to-use browser-based tool that quickly validates billing name and address information.


Enabling worldwide acceptance of secure payments

Our experience as an issuer, acquirer, and a global payments network gives us a unique perspective on how our customers are making purchases, and insight to shape the products and merchant solutions to help you grow your business. We leverage this experience and the global reach of our network to develop acceptance solutions that enable customers to spend and pay wherever, and however, they prefer.

Acceptance Solutions

Cash Access

A service to provide worldwide cash access for your Card Members

Contactless Payments

Capitalize on the convenience of contactless payment technology

Contactless in Transit

Harness the business potential of contactless payments in transit

Mobile POS

Offer flexible payment acceptance solutions for all business sizes

American Express QR Code Payment Solutions

A simple digital payment solution for Merchants and Issuers to provide Card Members with more payment choice, by either scanning or generating a QR code.