- As consumers shift to a mobile first mentality and smartphone usage increases at a rapidly growing rate, digital wallets enable a more convenient payment method.
- Capture younger, affluent demographic “attached” to their mobile device.
Card Members with Android NFC-enabled devices running KitKat 4.4 or higher can use their device at Merchants who support American Express contactless payments, and within participating Merchant apps¹ that accept Google Pay and American Express Cards.
Google Pay has a unique feature called rich receipt. By tapping, the transaction notification displays a rich receipt which includes Merchant name, Merchant logo and Merchant contact information displayed on Google Maps. And, just like paying with a plastic American Express Card, Card Members who use Google Pay get all the same trusted security, service and benefits of Card Membership.
American Express is available to advise Issuers and Acquirers on how to enable Google Pay² for their customers.
¹ In-app support available November 2015.
² Google Pay is not available in all markets – for more information contact your American Express representative.
Google Pay is a trademark of Google Inc.
Smartphone penetration in mobile
handsets is expected to grow from
34% in 2015 to more than 50% in 2017.
Source: "Mobile Wallets", Juniper Research, 2015
Issuers offer value added services:
Merchants provide convenience:
Card Members add their Card to the Android device.
A PIN, Password or Pattern is used to unlock the device to make a payment.
Card Members use the device to tap and pay in store at contactless accepting merchants and select merchant apps.
The payment is confirmed and the transaction notification is made available on Google Pay.