Enable customers to pay with their mobile phones—quickly, easily, and touch-free
Near-Field Communication (NFC) utilizes the same tap-to-pay technology as contactless chips, but instead of using their Card, consumers can load their payment information onto their NFC-enabled mobile phone.
In addition to the standard contactless features, NFC technology helps to engage consumers in a new way, enabling Merchants to push relevant offers through the phone and delivering a convenient way to pay.
AMEX Digital Solutions provides acquirers with NFC specifications to enable POS terminals to accept American Express Cards on digital wallets and Issuers with solutions to integrate digital wallets to Cardmember’s NFC-enabled phones.
Customers load their American Express® Card information onto an NFC-enabled phone:
At checkout, customers tap or hold their NFC-enabled phone in close proximity to the contactless reader which uses radio frequency technology to transfer transaction data.
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