Digital Solutions

Enabling safe, touch-free digital payments.

Digital payments are essential now more than ever, and we offer our partners a variety of solutions to enable digital and mobile payments to happen securely, through our Token Service, and from virtually anywhere. As an integrated payments network, we have end-to-end knowledge of the payment ecosystem and know how to help our partners capitalize on the right technologies to stay competitive and enable Card Members and customers to pay how they prefer.

Digital Solutions

Apple Pay

Enable American Express Card Members to tap & pay with Apple devices

Google Pay

Enable American Express Card Members to tap & pay with Android devices

Mobile HCE

Deploy Mobile NFC independent of Mobile Network Operator

Mobile NFC

Increase speed of payment with NFC-enabled devices

Samsung Pay

Enable American Express Card Members to tap & pay with Samsung devices

Security Solutions

A protected payment network for everyone

Using our unique perspective as a global Issuer, Acquirer and payments network, we work with our partners to combat fraud and ensure the right security solutions are in place for their business and their customers. Our solutions utilize the robust capabilities of industry standards and strong authentication methods so our partners can be confident they have effective security solutions in place to build lasting trust with their customers.

Security Solutions

EMV Chip Card Payments

Increase transaction security and effectively combat point-of-sale fraud

Online PIN

Authenticate the Card Member at the Point-of-Sale, helping to combat fraud

Tokenization Service

Create a secure payment method for online, digital and mobile commerce


Leverage the global industry standard, 3-D Secure®, to reduce online fraud


Verify-It is an easy-to-use browser-based tool that quickly validates billing name and address information

Acceptance Solutions

Enabling worldwide acceptance of secure, touch-free payments.

Customers have come to expect safe and convenient ways to pay. Leveraging industry security standards, and our experience as integrated payments network, we offer products and solutions to help you grow your business and enable customers to pay securely—wherever, and however, they prefer.

Acceptance Solutions

Cash Access

A service to provide worldwide cash access for your Card Members

Contactless Payments

Offer customers a convenient and touch-free payment option

Contactless in Transit

Harness the business potential of contactless payments in transit

Mobile POS

Enable flexible, secure, and touch-free ways to pay

American Express QR Code Payment Solutions

A simple and touch-free digital payment solution that gives Card Members more flexible payment choices

Click to Pay with American Express

A consistent checkout—all in one streamlined payment experience