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Online security that helps to protect businesses and helps them prosper

American Express SafeKey® is a 3-D Secure® authentication tool that works to reduce online fraud by confirming the Cardmember’s identity with an additional password.

Product Summary Merchants and Acquirers

Merchants And Acquirers

Whether you’re a Merchant or an Acquirer, with American Express SafeKey®, you can leverage existing 3-D Secure® technology to minimize fraud through a consumer friendly solution.

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Product Summary Issuers


Strengthen your fraud protection with the industry standard technology of 3-D Secure®. With an additional authentication step for online payments, Card Members can spend online with greater confidence.

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Product Summary 3D Service Providers

3-D Secure Providers

American Express SafeKey® leverages the industry standard technology making it fast and easy to implement by enrolling through a Merchant Plug-In (MPI).

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