EMV Online PIN

Strengthen your business through secure payment methods


Online Personal Identification Number (PIN) validation is a Cardholder Verification Method (CVM) used to authenticate the Card Member at the Point of Sale (POS).


Issuers and acquirers can use Online PIN as an acceptable CVM to complete a card present EMV chip and or contactless transaction.


Effective April 2015*, American Express announced the availability of an Online PIN Network feature for AEIPS and Expresspay Transactions.


*Online PIN is an optional feature and may not be supported across all Acquirers or their S/Es.

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