American Express and Android Pay

A mobile payment solution to enable American Express Card Members to tap & pay with Android devices

Overview

Card Members with Android NFC-enabled devices running KitKat 4.4 or higher can use their device at Merchants who support American Express contactless payments, and within participating Merchant apps* that accept Android Pay and American Express Cards.

 

Android Pay has a unique feature called rich receipt. By tapping the transaction notification displays a rich receipt which includes Merchant name, Merchant logo and Merchant contact information displayed on Google Maps. And, just like paying with a plastic American Express Card, Card Members who use Android Pay get all the same trusted security, service and benefits of Card Membership.

 

American Express is available to advise Issuers and Acquirers on how to enable Android Pay** for their customers.

 

* In-app support available November 2015.

** Not available in all markets – for more information contact your American Express representative.

Android Pay is a trademark of Google Inc.

50%

increased usage

 

Smartphone penetration in mobile

handsets is expected to grow from

34% in 2015 to more than 50% in 2017.

 

Source: "Mobile Wallets", Juniper Research, 2015 

Benefits

Consumer preference:

  • As consumers shift to a mobile first mentality and smartphone usage increases at a rapidly growing rate, digital wallets enable a more convenient payment method.
  • Capture younger, affluent demographic “attached” to their mobile device.

Issuers offer value added services:

  • Increases every day spend for users who always carry mobile devices.
  • Integration with mobile based offers and loyalty programs.
  • Timely response to customer service needs.

Merchants provide convenience:

  • Contactless payments increases speed of payment at the point of sale.
  • Offer customers who carry their mobile phones more convenience to make payments on the go.

How It Works

Step 1:

Card Members add their Card to the Android device.

 

Step 2:

A PIN, Password or Pattern is used to unlock the device to make a payment.

 

Step 3:

Card Members use the device to tap and pay in store at contactless accepting merchants and select merchant apps.

 

Step 4:

The payment is confirmed and the transaction notification is made available on Android Pay.

Next Steps

Learn more about American Express and Android Pay.

Contact us

Get your product or solution AMEX Enabled.

Learn more

For Developers, please visit Google to learn more.

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