American Express Internet Direct

Save time and money by connecting directly to the American Express Global Network


Use your existing Internet Service Provider to connect and process American Express Card transactions directly on our Network. 


Internet Direct works with your Point of Sale (POS) system to support both card-present and card-not-present transactions.


Internet Direct provides:

  • No transaction volume constraints
  • No third party transaction fees
  • No additional communication expenses with Internet Direct
  • Support of both card-present and card-not-present transactions
  • Security via 128 bit SSL encryption
  • Fault tolerance and two site redundancy for uninterrupted 24/7 processing
  • Flexible deployment options including full-featured Software Development Kits and real-time XML authorizations and submissions

Product Availability

Internet Direct supports the following American Express authorization specifications:


  • Global Financial Settlement Guide XML (GFSG XML)
  • Global Credit Authorization Guide (GCAG)
  • Global Electronic Data Capture (GEDC)
  • German ISO Credit Card (GICC)
  • Association for Payment Clearing Services (APACS)
  • Procedimiento Integrado Conexión Entidades (PRICE)

Next Steps

Learn more about American Express Internet Direct.

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