Providing thought leadership in the industry

Participating on standards bodies and continually engaging with our network partners and participants is critical to driving positive outcomes for the payments ecosystem - because together, we create a refined and secure payments process.

Standards Bodies

American Express is a globally integrated payments company with an end to end network structure; this gives us unique perspectives and insights to help guide the development of interoperable payments standards that will benefit the full payments ecosystem. We are actively involved in key organizations, including:


EMVCo exists to facilitate worldwide interoperability and acceptance of secure payment transactions. It accomplishes this by managing and evolving the EMV® Specifications and related testing processes. This includes, but is not limited to, card and terminal evaluation, security evaluation, and management of interoperability issues. American Express is a member owner of this organization. For more information about EMVCo, visit


EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.


The PCI Security Standards Council is a global forum for the industry to come together to develop, enhance, disseminate and assist with the understanding of security standards for payment account security. American Express is a founding member of this organization. For more information about PCI, visit


The U.S. Payments Forum is a cross-industry body focused on supporting the introduction and implementation of EMV chip and other new and emerging technologies that protect the security of, and enhance opportunities for payment transactions within the United States. The Forum is the only non-profit organization whose membership includes the entire payments ecosystem, ensuring that all stakeholders have the opportunity to coordinate, cooperate on, and have a voice in the future of the U.S. payments industry.  Since the formation of the organization as the EMV Migration Forum in 2012, more than 200 organizations from across the payments industry have joined as members. Membership is required for attendance at all Forum meetings. American Express is a forum member of this organization. For more information about USPF, visit


The World Wide Web Consortium is an international community that develops open standards to ensure the long-term growth of the Web. American Express is a forum member of this organization. For more information about W3C, visit